
I’M Elsa Moreno
Licensed Broker & Senior Field Underwriter
It's not about how much life insurance you need. It's about how much life insurance your family or loved ones need when you're not here.
I’M Elsa Moreno
Licensed Broker & Senior Field Underwriter

It's not about how much life insurance you need. It's about how much life insurance your family or loved ones need when you're not here.
Over 1 Million
Families Helped
$150 Billion
Life Insurance Placed
$800 Million
Premium Sold
10,000+
Professional Agents
Over 1 Million
Families Helped
$150 Billion
Life Insurance Placed
$800 Million
Premium Sold
10,000+
Professional Agents
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.















For more than 25 years I worked in the hospitality industry doing what I love most and that is helping people in any way possible, always doing my best to leave them in a better position. In 2016 the opportunity to become an insurance agent was presented to me showing me the importance of life insurance and mostly to understand that life insurance is not for you but for your loved ones in case something happens to you, and you are no longer being able to provide for your family.
Once I become a life insurance agent, I was overwhelmed to see how many people do not have life insurance or information about life insurance or worse yet do not have the right information about it making my job even more important and urgent. I am extremely blest, honor and grateful to be able to help hundreds of families with their life insurance, mortgage protection, final expenses and or their retirement planning.
I always ensure that everyone who meet with me, get protected, having peace of mind knowing that their loved ones are taking care of.
Licenses & Credentials


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